Extreme Activity Insurance information
If you are planning to travel and take part in any extreme sport then you need to get the right insurance cover. You may wish to read the following advice.
While it may seem obvious to buy your extreme travel insurance through a travel agent or tour operator they are unlikely to be able to offer specialist insurance policies such as for extreme sports like bungee jumping and parachuting.
Travel agents are no longer allowed to insist that you book travel insurance through them and it's almost always possible to find a better deal by shopping around, particularly online.
Buying online is by far the simplest and quickest way to arrange, purchase and obtain instant cover. With us you are guaranteed great extreme travel insurance cover at the most competitive rates around.
Medical
The most important part of travel insurance is medical cover. This should include treatment at the destination, but also the cost of being flown home, by air ambulance if necessary. It's useful, too, to have access to a helpline that can put you in touch with a doctor who speaks English.
Cover of up to £1 million for Europe and up to £2 million for the USA/Canada is generally adequate. Policy cover of £5 -10 million may make you feel more secure but it should not detract from checking the fine detail. Many of our policies offer unlimited cover.
Travellers within Europe can fall back on the form E111. This gives citizens from one European Union country access to medical care in another member state. It can be enough for a short trip abroad, say a weekend break, but it only gives the same cover as a local citizen enjoys.This can leave travellers facing fees, such as charges for a doctor's visit or a prescription therefore a seperate insurance policy is essential.
You can get extreme sports insurance for the following activities:
Category 1
This covers amateur competitions of any kind (unless specifically excluded), plus:
- American football, archery, ballooning, bouldering, bunjee jumping, expeditions and trekking, football, glacier crossing, gliding, hang gliding, high diving (platform only), hockey (field only), horse riding, jetskiing, marathon/ triathlon, martial arts, microlighting, parachuting, paragliding, parascending, potholing/ caving (as part of a group only), powerboating as a passenger, rock climbing, rugby, scrambling, show jumping, sky diving, water skiing, white water boating/ rafting/ canoeing/ kayaking, yachting in territorial waters.
Category 2
This covers everything in Category 1 plus:
- canyoning, motor rallying, mountaineering, overlanding, piloting an aircraft, polo, scuba diving over 30m, speed skating, yachting out of territorial waters.
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